Quality roofing shouldn't break the bank. We offer multiple financing solutions to make your roofing project affordable. Let's find an option that works for you.
Understanding Costs
A new roof is a significant investment. The average residential roof replacement in Ottawa ranges from $8,000 to $20,000+ depending on size and materials. For commercial properties, costs can be substantially higher.
We believe quality roofing is important enough to deserve flexible payment options. That's why we offer several ways to make your project affordable:
Flexible Options
Best For: Customers with available funds
Terms: Due upon completion
Benefits: 2-5% discount on project cost; no interest; simple transaction
Best For: Most customers
Terms: 12-84 months at competitive rates
Benefits: Flexible terms; predictable monthly payments; low interest rates; quick approval
Best For: Customers needing budget flexibility
Terms: 6-24 months
Benefits: No credit check required; simple terms; divides cost into manageable payments
Best For: Customers with partial funds
Terms: 50% due to start; 50% upon completion
Benefits: Reduces upfront cost; allows time to gather funds; simple arrangement
Best For: Multi-unit properties
Terms: Spread across owners
Benefits: Corporate payment; distributed cost; property tax deductible
Best For: Storm/damage repairs
Terms: Insurance pays directly
Benefits: No out-of-pocket cost if claim approved; we coordinate with insurer
Financing Made Easy
Financing Process Image
Example Calculation
Example: $12,000 Roof Replacement
| Financing Option | Monthly Payment | Total Interest | Total Cost | Notes |
|---|---|---|---|---|
| Pay in Full | N/A | $0 | $11,400 | 5% discount applied |
| 36-Month Plan @ 10% | $387 | $1,536 | $12,000 | Interest included |
| 60-Month Plan @ 10% | $255 | $2,300 | $12,000 | Lower payment; more interest |
| 12-Month Plan @ 10% | $1,043 | $252 | $12,000 | High payment; minimal interest |
Note: These are estimates. Actual payments depend on final project cost, credit approval, and selected terms. Contact us for exact numbers for your project.
Unique Circumstances
If your roof was damaged by storm, hail, or other covered events, your homeowner's insurance may cover repairs or replacement.
Managing roof replacement for multi-unit properties (condos, apartments, townhouses) requires special coordination.
Leaks and storm damage don't wait for your budget. We can often finance emergency repairs immediately:
Protection
A common question: "If I finance my roof, does it affect my warranty?"
Answer: No. Your warranty is exactly the same.
Whether you pay in full, finance, or use insurance coverage, your roof warranty coverage is identical:
| Coverage | Pay in Full | Financed | Insurance |
|---|---|---|---|
| Material Warranty | Included | Included | Included |
| Workmanship Warranty | Included | Included | Included |
| BP Platinum Enhancement | Included | Included | Included |
| Coverage Length | Full term | Full term | Full term |
| Warranty Transfer | Available | Available | Available |
Important Notes:
Next Steps
| Step | Action | Timeline |
|---|---|---|
| 1 | Request Free Estimate - Contact us via phone or online form to schedule inspection | Same day or next business day |
| 2 | Professional Inspection - We visit your property and assess your roof | Within 3-5 business days |
| 3 | Detailed Written Quote - You receive itemized estimate with materials, labor, and timeline | Within 24 hours of inspection |
| 4 | Review Financing Options - We present payment options and discuss what works for your budget | Same as quote |
| 5 | Complete Financing Application - Simple online application takes about 5 minutes | Immediate |
| 6 | Receive Approval - Financing approved and funds confirmed | Same day or next business day |
| 7 | Schedule Your Project - We coordinate timing that works for you | Within 1-2 weeks |
| 8 | Project Completion - Your new roof installed | Per agreed timeline |
| 9 | Begin Payments - Monthly financing payments begin per your agreement | As scheduled |
Questions?
Many customers receive approval same day or next business day. Once approved, funds are available to start your project. Emergency financing is available for urgent situations.
We work with lenders offering options for fair or challenging credit situations. Approval may require a larger down payment or higher interest rate, but options are available.
No. You can pay off your financing early without penalties. Paying early reduces total interest paid.
Different lenders have different requirements. We work with multiple lenders to find options for various credit situations.
Possibly. Contact us to discuss your situation and available refinancing options.
We provide detailed estimates. If unexpected issues arise, we discuss additional costs with you before proceeding. Adjustments to financing terms can often be made.
We accept major credit cards as a payment method. Financing through our programs typically offers better rates than credit card interest.
Financing works best for projects $5,000+. Smaller projects may be better paid in full or through shorter payment plans. Contact us about your specific project.
Quality roofing is affordable with the right financing plan. Get your free estimate today and explore payment options that fit your budget. No obligation to proceed.